March 2013

Life Insurance As An Investment?

Last night I read a very interesting article published by the CFA members magazine debating the idea that life insurance should be treated as a distinct asset class. At first I thought it was a very odd idea but as I read on and continued thinking about it, it started to make a lot more sense. It’s Not An “Investment” If… For many, life insurance is protection against bad scenarios where one person’s death would create a financial burden which would create significant issues for surviving family members. I’d agree that in such a case, treating life insurance as an investment does not make sense. Likewise, for many,

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